Role of AI and Fintech on sustainable investing

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School of Business | Bachelor's thesis
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Date

2024

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Mcode

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(Mikkeli) Bachelor’s Program in International Business

Language

en

Pages

40

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Abstract

Objectives: The study aims to assess the roles of AI and Fintech in sustainable investing, focusing on their contributions, challenges, and the opportunities they present in the financial sector. Summary: Using a Vector Autoregression (VAR) model to analyze indices representing sustainability, AI, and Fintech, the findings show a significant, though complicated, relationship between these technologies and sustainable investing. AI shows a strong initial positive impact on sustainability indices, which becomes more complex over time. Fintech’s influence, while positive, appears less direct and is influenced by external factors. Conclusion: The integration of AI and Fintech is changing sustainable investing, providing decision-making and transparency but also introducing ethical and regulatory challenges. The study concludes that both AI and Fintech are important in making sustainable investment practices, with AI providing immediate influence and Fintech offering essential support. This data is crucial for companies and policymakers striving to use these technologies for more effective sustainable investing.

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Thesis advisor

Pham, Linh

Keywords

sustainable investing, AI, fintech, sustainability, vector autoregression

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